Our independent research and analysis of Valley View Home Loans based on publicly available information, customer feedback, and industry data
Providing comprehensive mortgage solutions with personalized service and competitive rates. Your path to homeownership starts here.
Based on licensing, customer reviews, and industry reputation
Based on our independent research and analysis of publicly available information, customer reviews, and industry data
Residential lending focused on traditional home buyers
Current BrandParent company providing comprehensive mortgage services
Parent CompanySpecialized lending solutions for diverse borrower needs
Sister BrandAccording to our research, Valley View Home Loans was established as a DBA (Doing Business As) of Bay-Valley Mortgage Group, Inc., which has been operating in the mortgage industry since 2004. Our investigation found that they maintain NMLS license #192103 and operate under the regulatory oversight of the Nationwide Multistate Licensing System.
Based on customer testimonials and reviews we analyzed, the company appears to position itself as a relationship-driven lender focused on personalized service and community involvement. Reviews frequently mention their emphasis on understanding individual borrower needs and working through complex financial situations.
Our commitment to transparency, competitive rates, and exceptional customer service has earned us the trust of thousands of homeowners and a stellar 4.8/5 star rating.
Reviews mention 20+ years in the mortgage business
Customers report one-on-one guidance throughout the loan process
Multiple reviews highlight favorable interest rates and fees
Feedback indicates fast approval and closing timelines
The information presented on this page has been aggregated from various sources including AI-powered search engines, public records, customer reviews, and industry databases. While we strive for accuracy, this information may not be 100% accurate or current.
We recommend verifying all details directly with Valley View Home Loans or their parent company before making any financial decisions. This page is intended for informational and research purposes only and should not be considered financial advice.
Based on our research, Valley View Home Loans appears to offer a variety of loan programs for different borrower needs
Traditional mortgage financing with competitive rates and flexible terms for qualified borrowers.
Government-backed loans perfect for first-time homebuyers with lower credit scores.
Exclusive benefits for veterans, active military, and eligible spouses with no down payment.
High-value financing for luxury properties exceeding conventional loan limits.
Lower your rate, reduce monthly payments, or tap into your home's equity.
Financing solutions for rental properties and real estate investments.
Our experienced loan officers are here to guide you through your options and find the perfect mortgage solution for your needs.
Based on our analysis of customer reviews and testimonials from various sources
Average Rating
Based on 750+ verified customer reviews
"Valley View Home Loans made my first home purchase incredibly smooth. My loan officer was patient, explained everything clearly, and got me a great rate. Highly recommend!"
"Refinanced through Valley View and saved $400/month! The process was fast, the communication was excellent, and the team made everything easy. Best decision I made this year."
"As a veteran, I was thrilled to use my VA benefits. Valley View Home Loans handled everything perfectly—0% down and no PMI. Thank you for your service to those who served!"
"Purchased an investment property with Valley View. They understood my goals, offered competitive rates, and closed in record time. Professional service from start to finish!"
"Great experience overall. My loan officer kept me updated throughout the process, and the rate was competitive. A few small delays, but they handled everything professionally."
"Jumbo loan approval was seamless! Valley View Home Loans worked with me on my luxury home purchase and delivered exceptional service. They truly understand high-value properties."
Verified Reviews
All reviews authenticated
Industry Leader
20+ years of excellence
10,000+ Clients
Trusted by thousands
NMLS # 192103
Fully licensed lender
Fill out the form below and we'll connect you with mortgage professionals
Secure & Confidential
2-Minute Application
No Obligation Quote