Your Privacy Matters

Privacy Policy

We are committed to protecting your privacy and being transparent about how we collect, use, and safeguard your personal information.

Last Updated: December 25, 2025

Introduction

Welcome to LexisScore ("we," "our," or "us"). We respect your privacy and are committed to protecting your personal data. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website lexisscore.com and use our services.

By accessing or using LexisScore, you agree to the terms of this Privacy Policy. If you do not agree with our policies and practices, please do not use our services.

Key Points:

  • We collect only the information necessary to provide our services
  • We never sell your personal information to third parties
  • You have control over your data and can request deletion at any time
  • We use industry-standard security measures to protect your information

1. Information We Collect

1.1 Information You Provide to Us

We collect information that you voluntarily provide when using our services:

  • Account Information: Email address, username, password, and optional profile information (name, location)
  • Reviews & Complaints: Content you submit, including text, ratings, and any supporting documentation
  • Communications: Messages sent through contact forms, support emails, or correspondence with our team
  • Payment Information: For Premium members, billing details processed securely through our payment processor (we do not store full credit card numbers)

1.2 Information Collected Automatically

When you access our website, we automatically collect certain information:

  • Usage Data: Pages viewed, features used, time spent on pages, click patterns, and navigation paths
  • Device Information: IP address, browser type, operating system, device identifiers, and screen resolution
  • Log Data: Access times, error logs, and referring URLs
  • Cookies & Similar Technologies: Small data files stored on your device (see Cookies section below)

1.3 Information from Third Parties

We may receive information from:

  • Analytics Providers: Google Analytics and similar services that help us understand website usage
  • Public Sources: Publicly available business information about companies listed on our platform
  • Social Media: If you choose to link your social media accounts

2. How We Use Your Information

We use the information we collect for the following purposes:

Provide and Improve Services

Create and manage your account, process reviews and complaints, calculate credibility scores, and continuously improve our platform's functionality and user experience.

Communications

Send you account notifications, complaint responses, company replies to your reviews, service updates, and respond to your inquiries and support requests.

Security and Fraud Prevention

Verify user identity, detect and prevent fraudulent reviews, protect against spam and abuse, and maintain the integrity of our credibility scoring system.

Analytics and Research

Analyze usage patterns, understand user behavior, conduct research on financial services trends, and generate aggregate statistics (never identifying individuals).

Legal Compliance

Comply with legal obligations, enforce our Terms of Service, respond to legal requests from authorities, and protect our rights and the rights of our users.

Marketing (with your consent)

Send promotional emails about new features, Premium membership benefits, and platform updates. You can opt out of marketing emails at any time.

Legal Basis for Processing (EU Users):

We process your data based on: (1) your consent, (2) performance of our contract with you, (3) compliance with legal obligations, or (4) our legitimate interests in providing and improving our services.

3. Data Sharing and Disclosure

We do not sell your personal information. We may share your information only in the following circumstances:

Public Information

The following information is publicly visible on our platform:

  • Your display name and any profile photo you choose to upload
  • Reviews and complaints you submit (including content, ratings, and dates)
  • Your voting activity on reviews (visible only in aggregate)

Service Providers

We share data with trusted third-party service providers who help us operate our platform:

  • Hosting Services: Cloud infrastructure providers (e.g., AWS, Google Cloud)
  • Payment Processors: Stripe or similar for processing Premium subscriptions
  • Email Services: Email delivery platforms for notifications and communications
  • Analytics: Google Analytics and similar tools (anonymized data only)
  • Customer Support: Help desk software to manage support requests

These providers are contractually obligated to protect your data and can only use it for the specific services they provide to us.

Companies Listed on Our Platform

When you file a complaint, we notify the company via email. The company can view your publicly posted complaint but never receives your private contact information unless you choose to include it in your public complaint text.

Legal Requirements

We may disclose your information if required by law or in response to:

  • Valid legal processes (subpoenas, court orders, government requests)
  • Enforcement of our Terms of Service or other policies
  • Protection of our rights, property, or safety, or that of our users
  • Prevention of fraud, security threats, or illegal activity

Business Transfers

If LexisScore is involved in a merger, acquisition, sale of assets, or bankruptcy, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our website before your information becomes subject to a different privacy policy.

With Your Consent

We may share your information for any other purpose with your explicit consent.

4. Data Security

We implement robust security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction:

Encryption

SSL/TLS encryption for data in transit and AES encryption for data at rest

Access Controls

Strict access limits with multi-factor authentication for internal systems

Password Security

Industry-standard password hashing (bcrypt) and optional 2FA

Regular Audits

Third-party security assessments and penetration testing

Secure Hosting

Enterprise-grade cloud infrastructure with redundancy and backups

Monitoring

24/7 security monitoring and incident response procedures

Important Note:

While we use industry-standard security measures, no method of transmission over the Internet or electronic storage is 100% secure. We cannot guarantee absolute security, but we continuously work to maintain the highest security standards.

5. Your Rights and Choices

You have several rights regarding your personal data. Depending on your location, you may have additional rights under GDPR (EU), CCPA (California), or other privacy laws.

Access Your Data

Request a copy of all personal information we have about you. We'll provide it in a portable, machine-readable format.

Correct Your Data

Update or correct inaccurate information in your account settings or by contacting us.

Delete Your Data

Request deletion of your account and personal information. Note: Reviews and complaints you've posted will be anonymized but remain public to maintain credibility score integrity.

To delete your account: Account Settings → Privacy → Delete Account, or email [email protected]

Data Portability

Export your data (reviews, complaints, account info) in a structured format to transfer to another service.

Object to Processing

Object to certain types of data processing, such as direct marketing. We'll honor your request unless we have compelling legitimate grounds.

Restrict Processing

Request that we limit how we use your data while we address concerns about accuracy or our legitimate interests.

Manage Email Preferences

Choose which emails you receive:

  • Essential notifications (complaint responses, security alerts) - cannot be disabled
  • Marketing emails - opt out anytime via unsubscribe link or account settings
  • Product updates and new features - optional

Control Cookie Preferences

Manage cookies and tracking technologies through your browser settings or our cookie preference center.

How to Exercise Your Rights:

To exercise any of these rights, please contact us at:

We'll respond to your request within 30 days. For security, we may need to verify your identity before processing certain requests.

6. Cookies and Tracking Technologies

We use cookies and similar tracking technologies to improve your experience, analyze usage, and provide personalized features. Cookies are small text files stored on your device.

Types of Cookies We Use:

Essential Cookies (Required)

Necessary for basic website functionality, security, and login. These cannot be disabled without breaking core features.

Functional Cookies

Remember your preferences, language settings, and customization choices to enhance your experience.

Analytics Cookies

Help us understand how visitors use our site (Google Analytics). Data is anonymized and aggregated.

Marketing Cookies (Optional)

Used for targeted advertising and measuring campaign effectiveness. These require your consent.

Managing Cookies:

You can control cookies through:

  • Browser Settings: Most browsers allow you to refuse or delete cookies. Check your browser's help section for instructions.
  • Opt-Out Tools: Google Analytics opt-out: tools.google.com/dlpage/gaoptout
  • Do Not Track: We honor Do Not Track browser signals for analytics cookies.

Note: Disabling cookies may limit functionality and prevent you from using certain features.

7. Data Retention

We retain your personal information for as long as necessary to provide our services and fulfill the purposes outlined in this Privacy Policy:

  • Active Accounts:

    Your data is retained while your account is active.

  • Deleted Accounts:

    Personal information (email, name, password) is deleted within 30 days. Reviews and complaints are anonymized but preserved to maintain score integrity.

  • Legal Requirements:

    Some data may be retained longer if required by law (tax records, fraud prevention, dispute resolution).

  • Backups:

    Backup copies may persist for up to 90 days but are not used for operational purposes.

8. Children's Privacy

LexisScore is not intended for children under the age of 16 (or under 13 in the United States). We do not knowingly collect personal information from children.

If you are a parent or guardian and believe your child has provided us with personal information, please contact us at [email protected]. We will promptly delete such information from our systems.

9. International Data Transfers

LexisScore is based in the United States. If you access our services from outside the U.S., your information may be transferred to, stored, and processed in the United States or other countries where our service providers operate.

These countries may have data protection laws that differ from your country. By using our services, you consent to the transfer of your information to countries outside your country of residence.

For EU users: We use Standard Contractual Clauses approved by the European Commission to ensure adequate protection for data transferred outside the EU.

10. Third-Party Links

Our website may contain links to third-party websites (such as companies listed in our directory or social media platforms). We are not responsible for the privacy practices of these external sites.

We encourage you to review the privacy policies of any third-party sites you visit. This Privacy Policy applies only to information collected by LexisScore.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, legal requirements, or other factors.

When we make significant changes, we will:

  • Update the "Last Updated" date at the top of this policy
  • Notify you via email (if you have an account)
  • Display a prominent notice on our website
  • For material changes, we may require you to re-consent

We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

LexisScore, LLC

4498 Main St
Amherst, NY 14226
United States

Privacy Inquiries:

[email protected]

General Support:

[email protected]

Contact Form:

lexisscore.com/contact

Data Protection Officer (EU): For EU-specific privacy inquiries, email [email protected]