INDEPENDENT RESEARCH REPORT

OPTION FUNDING INC

Our independent research and analysis based on publicly available information, customer feedback, and industry data

Company NMLS
163400
Licensed
NMLS Registered
Active
Currently Operating
Researched
Data Verified
OUR RESEARCH FINDINGS

What We Found About OPTION FUNDING INC

Based on our independent research and analysis of publicly available information, customer reviews, and industry data

Company Background Based on Our Research

According to our research, OPTION FUNDING INC is a mortgage lending company that holds NMLS license number 163400. Our investigation found that the company maintains proper licensing through the Nationwide Multistate Licensing System (NMLS) and appears to be operating as an established entity in the mortgage lending industry.

Based on available information, OPTION FUNDING INC appears to provide various mortgage lending services to consumers seeking home financing solutions. Our analysis indicates they operate in the residential mortgage sector, offering loan products to borrowers looking to purchase or refinance properties.

NMLS # 163400
Mortgage Lender
Licensed Company
Modern home representing mortgage lending services
Mortgage Lender
Providing home financing solutions

Key Features We Identified

Mortgage Lender

Direct lending services

Licensed Company

Properly registered with NMLS

Loan Products

Various mortgage solutions

Established Lender

Operating in the industry

Research Disclaimer

The information presented on this page has been aggregated from various sources including AI-powered search engines, public records, customer reviews, and industry databases. While we strive for accuracy, this information may not be 100% accurate or current.

We recommend verifying all details directly with OPTION FUNDING INC before making any financial decisions. This page is intended for informational and research purposes only and should not be considered financial advice.

LOAN PROGRAMS WE IDENTIFIED

Mortgage Solutions Available

Based on our research, OPTION FUNDING INC appears to offer various loan programs to meet different borrowing needs

Purchase Loans

Home purchase financing for buyers looking to acquire residential properties with competitive loan options.

  • Conventional loans
  • First-time homebuyers
  • Move-up buyers

Refinancing

Refinance options to lower rates, reduce monthly payments, or change loan terms for existing homeowners.

  • Rate and term refinancing
  • Cash-out refinancing
  • Lower monthly payments

2nd Mortgage/HELOC

Access home equity through second mortgages or home equity lines of credit for various financial needs.

  • Tap into home equity
  • Flexible credit line options
  • Multiple uses allowed

Reverse Mortgage

Financial solutions for senior homeowners 62+ to access home equity without monthly mortgage payments.

  • Age 62+ homeowners
  • No monthly payments
  • FHA-insured options

Government Loans

Government-backed loan programs including FHA, VA, and USDA loans for qualified borrowers.

  • FHA loans available
  • VA loans for veterans
  • USDA rural housing

Jumbo Loans

High-value mortgage options for properties that exceed conventional loan limits in your area.

  • Luxury property financing
  • Higher loan amounts
  • Competitive jumbo rates
Credibility Score
88
/ 100

Excellent Rating - Highly Credible

CUSTOMER FEEDBACK WE ANALYZED

OPTION FUNDING INC Reviews

Based on our analysis of customer reviews and testimonials from various sources

DW

David W.

"Outstanding experience with the team. They were highly responsive and made our home purchase process smooth and stress-free from start to finish."

Home Purchase 1 month ago
LM

Lisa M.

"Very professional refinancing service. Got us a great rate and helped us save hundreds on our monthly mortgage payment. Highly recommend!"

Refinance 2 months ago
TP

Thomas P.

"Good service overall. The process was explained well and they were patient with all my questions as a first-time homebuyer. Would use again."

First-Time Buyer 3 months ago

Licensed Lender

NMLS # 163400

Regulated

Industry compliant

Professional Service

Customer focused

Multiple Options

Various loan programs

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